Debt Recovery

Debt recovery is a high-intensity legal strategy.

It demands experience, timing, and the ability to strike precisely—based on a rigorous analysis of the debtor’s financial position.

Each intervention begins with a thorough assessment of the debtor’s assets. The most effective measure is selected based on the type of enforceable title, the debtor’s behavior, and the enforcement leverage available. Every strategic decision is designed to act at the right time, using the most suitable legal instrument—whether a demand letter, seizure, enforcement action, bankruptcy filing, or liability claim against company directors.

Do you want to receive now a personalized quote? Click on the “CALCULATE A QUOTE” button below. Answer a few simple questions and you’ll get a quote in less than two minutes.

Our approach goes beyond litigation: we integrate asset investigations, private intelligence, urgent relief, and preliminary negotiations.

Canella Camaiora® is renowned for its effectiveness in dispute resolution. One of our most requested services is the legal second opinion for recovery strategies already in progress.We intervene as skilled litigators, applying a technical, swift, and decisive method—both when initiating recovery actions and when managing complex defensive scenarios.It is this structured and multidisciplinary operational framework that makes the difference.

Our services include:

  • Preliminary assessment of creditor standing and documentation;
  • Formal demand letters to initiate out-of-court recovery;
  • Drafting and filing of payment order applications (judicial recovery);
  • Enforcement actions on assets (movable property, bank accounts, real estate, or third-party holdings);
  • Urgent precautionary seizures to prevent asset dissipation;
  • Filing of bankruptcy petitions;
  • Financial and banking investigations of the debtor;
  • Criminal complaints for fraudulent insolvency or asset concealment;
  • Actions for director liability under Article 2086 of the Italian Civil Code;
  • Recovery of cross-border and international claims;
  • Assisted negotiations and accelerated settlement strategies;
  • Contractual advice to prevent default risk;
  • Legal second opinions on recovery strategies already in progress.

When to take legal action for debt recovery

Acting too early may be pointless. Acting too late may be fatal.In debt recovery, timing—“factor t”—is a technical variable, not an emotional one.

A claim should be enforced when legal and financial conditions justify it. This means checking documentation, evaluating the debtor’s conduct, and analyzing their financial standing.

Legal strategy is a powerful tool, not a reactive instinct. An effective action, such as an enforceable payment order or the freezing of bank accounts, and the fear of personal asset exposure, can be the key difference between recovering the full amount and writing it off.

But it all starts with choosing the right legal partner. Canella Camaiora® assists clients in assessing the cost-effectiveness of legal action, calculating timing and expenses, selecting the best legal tools, and evaluating whether—and how—it is worth proceeding.

Out-of-court recovery: when it works and why it matters

Out-of-court recovery is the first strategic move in many cases. It allows for swift action, reduced costs, and preservation of commercial relationships when there is room for a settlement.

A well-drafted demand letter, assisted negotiation, or formal first contact can yield tangible results—provided the approach is methodical, authoritative, and guided by clear objectives.

Canella Camaiora® frames every extrajudicial action within a broader legal strategy. If no result is achieved, no time is lost: we are immediately prepared to escalate with judicial remedies.

Judicial recovery: when it’s necessary and how we proceed

When the debtor does not respond—or when stronger action is strategically preferable—judicial recovery becomes the next step.

Canella Camaiora® initiates monitoring proceedings, enforcement actions, precautionary seizures, and bankruptcy petitions, evaluating timing, cost, risks, and opportunities.

Judicial recovery is a high-impact legal response. It serves not only to obtain payment, but also to apply pressure, uncover hidden assets, or open the door to favorable settlement negotiations.

 

Debt Recovery

Preliminary assessment of creditor standing and documentation

Formal demand letters to initiate out-of-court recovery

Drafting and filing of payment order applications (judicial recovery)

Enforcement actions on assets (movable property, bank accounts, real estate, or third-party holdings)

Urgent precautionary seizures to prevent asset dissipation

Filing of bankruptcy petitions

Financial and banking investigations of the debtor

Criminal complaints for fraudulent insolvency or asset concealment

Actions for director liability under Article 2086 of the Italian Civil Code

Recovery of cross-border and international claims

Assisted negotiations and accelerated settlement strategies

Assisted negotiations and accelerated settlement strategies

Contractual advice to prevent default risk

Legal second opinions on recovery strategies already in progress

Do you want to receive now a personalized quote? Click on the “CALCULATE A QUOTE” button below. Answer a few simple questions and you’ll get a quote in less than two minutes.

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