Abstract
This article examines the rights of the family members of a person who has died in a road traffic accident and the steps required to obtain compensation for damages: from reconstructing the accident and identifying the liable parties (or the Road Accident Victims Guarantee Fund), to negotiating with the insurer, and finally to the legal remedies available in the event of an inadequate settlement offer.
The analysis addresses who is entitled to compensation for loss of parental relationship (“danno da perdita del rapporto parentale”), including persons outside the closest family circle, and outlines the main heads of recoverable damage, both pecuniary and non-pecuniary, including damages for conscious suffering prior to death (“danno da lucida agonia”).
The article concludes by highlighting the role of the Milan Tables as the leading benchmark for quantifying damages for loss of parental relationship.
From the accident to the compensation claim
When faced with a sudden loss, it is natural to feel disoriented and overwhelmed by grief.
Engaging a trusted lawyer allows family members, at the very least, to avoid having to deal immediately with the legal aspects of the matter.
The lawyer’s first task is to accurately reconstruct the dynamics of the accident and identify all parties liable for compensation: the driver who caused the accident, the owner of the vehicle, and the relevant insurance company. In cases involving hit-and-run incidents or uninsured vehicles, the procedure is instead initiated against the Road Accident Victims Guarantee Fund.
Once the initial elements have been gathered, the lawyer – acting on behalf of the family members – opens the claim with the insurer of the liable party. By filing the claim notice:
- the facts and circumstances of the accident are set out;
- the begin of so-called settlement procedure;
- the limitation period is interrupted.
In many cases, compensation is obtained out of court through private negotiations between the lawyer and the insurer.
However, where no reasonable settlement offer is made, it becomes necessary first to commence an assisted negotiation procedure pursuant to Decree Law no. 132/2014, converted into Law no. 162/2014, and, should this fail, to bring civil proceedings in order to obtain a judicial award of damages.
Although this article focuses on civil-law aspects, it is worth noting that family members may also join criminal proceedings for road homicide as civil claimants. This enables them to seek and obtain compensation directly in the criminal proceedings, based on the evidence collected by the Public Prosecutor’s Office (technical expert reports, expert opinions, witness statements).
Who is entitled to compensation for the death of a family member?
The so-called damages for loss of parental relationship, which are of a non-pecuniary nature, arise where, as a result of another party’s unlawful conduct, the claimant’s established way of life—rooted in affection, shared habits, and the daily relationship with the deceased—is disrupted, and where the claimant suffers the inner distress consequent upon the definitive loss of such relationship (inter alia, Italian Supreme Court, Civil Section III, decisions no. 23469/2018 and no. 7513/2018).
The quantification of such damages, as non-pecuniary damages pursuant to Article 2059 of the Italian Civil Code, is carried out on an equitable basis, taking into account, in particular, the intensity of the family bond and any cohabitation, as well as any other relevant circumstance of the specific case.
Accordingly, there is no exhaustive list of family members who are entitled to compensation.
In general, any person who can prove that they had a stable emotional relationship with the victim and suffered actual prejudice as a result of the death may be entitled to damages.
That said, case law distinguishes between situations that generally require no specific proof and others that require a more detailed assessment.
For close relatives – spouses, children, and parents – the damage arising from loss of parental relationship is normally presumed.
These ties are considered so close that the suffering resulting from the death does not need to be specifically proven, as the prejudice stems from the very nature of the relationship.
Siblings, grandparents, and grandchildren may also obtain compensation. In such cases, however, courts may require additional elements to assess the authenticity of the emotional bond and the concrete impact of the loss. This does not mean proving grief itself, but rather preventing compensation for merely formal or, in practice, non-existent relationships.
For more distant relatives, such as uncles/aunts or cousins, compensation is not automatic. It may be awarded only if the relationship with the victim was, in substance, equivalent to that of a close family member—for instance, where an uncle raised a nephew as a child.
A similar approach applies to in-laws (sons-in-law, daughters-in-law, and parents-in-law). Although there is no blood relationship, case law has acknowledged their entitlement to compensation where a solid emotional bond and actual suffering are demonstrated, such as in cases of stable cohabitation or a relationship comparable to that of parent and child.
«The absence of a close blood relationship between a daughter-in-law and her father-in-law (relatives by affinity pursuant to Article 78 of the Civil Code) does not, in itself, preclude recognition of the non-pecuniary damage suffered by the daughter-in-law as a result of the father-in-law’s death, where – beyond the existence of cohabitation, which may or may not constitute a relevant factor in assessing the existence of a solid and lasting emotional relationship – it is established that there was a prior and genuine reciprocal family bond of affection and a relationship of significant emotional intensity» (Court of Turin, Fourth Civil Division, Judgment of 26 October 2021, no. 4716).
The de facto cohabiting partner is also entitled to compensation, namely an unmarried partner bound to the victim by a stable and lasting relationship. Case law has clarified that a “de facto family” is legally protectable when there is a reciprocal emotional bond, accompanied by moral and material support, even in the absence of continuous cohabitation (Italian Supreme Court, Civil Section, decision no. 9178/2018).
These principles have been reaffirmed by recent case law. In particular, Italian Supreme Court, Civil Section III, 28 March 2023, no. 8801, recognised the right to compensation of a partner more uxorio, placing weight on concrete elements such as the duration of the relationship, shared residence, and joint management of expenses, as indicators of the actual existence of a de facto family.
Heads of recoverable damage
In general, recoverable damages in favour of relatives fall into two main categories:
- non-pecuniary damages; and
- pecuniary damages (discussed below).
Non-pecuniary damages concern the emotional, moral, and relational harm suffered by family members as a result of the death. Italian law, under Article 2059 of the Civil Code, recognises this category of non-economic damage, which is assessed on an equitable basis and is grounded in the infringement of fundamental personal rights (such as family relationships protected under Articles 2, 29, and 30 of the Italian Constitution).
This unified category includes:
- Moral and existential damage for loss of parental relationship, consisting of inner suffering, grief, emotional distress, and the disruption of family and daily life caused by the permanent absence of the victim;
- Biological damage, subject to medico-legal assessment.
Although in practice these sub-heads are used to describe different aspects of the prejudice suffered, it must be noted that, following the “twin decisions” of 2003 (Italian Supreme Court nos. 8827 and 8828) and the Joint Sections decisions of 2008 (nos. 26972–26975), non-pecuniary damage is considered unitary and all-inclusive. This means that the court awards a single amount for non-pecuniary damages, taking into account, as a whole, all aspects of suffering and disruption of family life.
- Catastrophic damage (conscious suffering prior to death). If an appreciable period of time elapses between the injuries sustained in the accident and the victim’s death, during which the victim remained alive and conscious, the deceased’s estate (and thus the heirs) acquires a right to compensation for the suffering endured during agony. Conversely, if death is instantaneous or occurs shortly after the impact (for example, 30 minutes later), consolidated case law excludes the existence of compensable damage in favour of the deceased victim (Italian Supreme Court no. 4146/2019). In the absence of a period of conscious survival, there is no subject who could have experienced suffering or injury: the right to life ceases with the individual, without generating a transmissible right to damages.
It should also be recalled that if the victim contributed to the accident through negligent or imprudent conduct – such as excessive speed or failure to stop at a stop sign – compensation to the family members may be reduced proportionally to the victim’s share of liability, pursuant to Articles 1227 and 2054 of the Italian Civil Code.
In addition to moral suffering, the death of a family member may also entail financial consequences for surviving relatives, recoverable as pecuniary damages under Articles 2043 and 1223 of the Civil Code. Two main categories are distinguished:
- Actual loss, meaning expenses incurred as a consequence of the death, such as medical costs, hospitalisation, funeral expenses, and burial costs. These expenses must be supported by receipts or invoices in order to be reimbursed.
- Loss of earnings, namely the loss of the victim’s future financial contribution to the family (salary, financial support, assistance etc.). Compensation is possible only if it is proven that the victim consistently contributed income to the household; otherwise, loss of earnings may be excluded or limited.
The Milan Tables for calculating compensation
The Milan Tables are the most widely used reference tool among lawyers, insurance companies, and courts for quantifying damages for loss of parental relationship.
Different in scope is the National Single Table (Tabella Unica Nazionale), introduced in 2025 (Presidential Decree of 13 January 2025, no. 12), which applies to the calculation of compensation for serious injuries (permanent disability between 10% and 100%) arising from road traffic accidents and medical malpractice.
The Supreme Court has intervened on several occasions to harmonise the system, recognising as early as 2011 the essentially national relevance of such tables (Italian Supreme Court, Civil Section, no. 12408/2011).
Over the years, the Milan Tables have been constantly updated; the latest update dates back to 2024. The system is based on a points-based approach which considers a range of relevant parameters, including:
- the age of the victim;
- the age of the surviving relative;
- whether or not they cohabited;
- the presence of other surviving relatives;
- the quality and intensity of the emotional bond.
For loss of parental relationship, the indicative compensation awarded to each entitled person generally ranges between approximately EUR 195,000 and EUR 391,000.
For lawyers drafting a compensation claim, this entails referring to the monetary values indicated by the tables and highlighting the specific circumstances of the case in order to request compensation at the higher end of the range where justified, for example where there was a particularly close relationship, stable cohabitation, the young age of the victim, or a sudden death with a strong traumatic impact.
Conversely, insurance companies generally tend to make offers anchored to the lower or average values. In litigation, also the judge generally adheres to the Milan Tables, unless exceptional circumstances justify departing from the standard tabular framework.
The death of a family member in a road traffic accident entails profound consequences on both a personal and economic level. Although the compensation process is complex, it is now based on consolidated legal criteria, and the assistance of a lawyer ensures that each head of damage is properly recognised and quantified in accordance with the applicable standards and case law.
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Publication date: 19 February 2026
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Debora Teruggia
Laureata presso l'Università degli Studi di Milano, praticante avvocato appassionato di Diritto del Lavoro e Diritto di Famiglia.
